How Much Final Expense Coverage Do You Actually Need? A Simple Way to Estimate

The Team at MSJ Benefit Advisors

Published on: 22/10/2026

A plain-language way to estimate how much final expense coverage actually fits your situation, rather than guessing at a round number.

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Guaranteed Issue vs. Simplified Issue: Understanding Final Expense Policy Types

The Team at MSJ Benefit Advisors

Published on: 01/10/2026

A plain-language look at guaranteed issue and simplified issue final expense policies — how these two structures generally differ, and what to understand before comparing options.

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How Much Life Insurance Coverage Do You Actually Need? A Framework for Thinking It Through

The Team at MSJ Benefit Advisors

Published on: 17/09/2026

A plain-language framework for thinking through how much life insurance coverage might fit your situation, and how that differs from final expense planning.

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